PET Star Look-Alike (LA) Plans

This dually-funded plans are through BCBSM and Associated Mutual. Associated Mutual funds the high deductible portion of the plan. This ensures a cost-effective option to conventional plans These plans include Base Life, Employee Assistance Program (EAP) and COBRA administration.

PET POC (Point of Care) LA PPO Plans

Here, both BCBSM and Associated Mutual insure your plans. You get benefit levels of a Community Blue plan, but pay a lower rate than other non-public groups. These plans include Base Life, Employee Assistance Program (EAP) and COBRA administration.

Wrap Plans

These design-it-yourself benefit plans allow the employers to assume the risk. The “wrap” plan can duplicate almost any plan and allows you to provide benefit levels for which you’ve bargained for. These plans begin with a BCBSM Community Blue plan and wraps additional benefits around the underlying plan to take it to the level desired by your group.

Stop Loss (Mini Agg)

Mini aggregate insurance is offered to clients who use a partially self-funded medical plan for their employees. When an employer assumes a portion of risk on such a plan, it is prudent to insure against increased costs. While the majority of employers see a decrease in costs under a dually funded arrangement, this insurance adds an extra measure of comfort to their decision.

Employee Assistance Program (ValueOptionsTM)

This is an exclusive benefit for Union members where each member may receive an in-depth confidential assessment by a specially trained counselor. This counselor will then, based on the assessment’s outcome, recommend a plan of action to best assist the member to maximize their results when using their mental health benefit. ValueOptions is available for guidance on such issues as:

• Family, marital or parenting problems
• Depression and anxiety
• Drug and/or alcohol abuse
• Grief and loss
• Coping with change
• Finances
• Legal